About Megan Flowers
Rooted in Central Washington and proud to call Cle Elum home, I'm passionate about helping individuals and families achieve their homeownership goals while building a life in the community my own family is fortunate to call home. With deep ties to the area and extensive knowledge of local markets—from Suncadia Resort to Snoqualmie Pass, the surrounding mountain communities, and beyond—I provide personalized mortgage guidance backed by experience, professionalism, and genuine care. Whether you're a **first-time homebuyer**, relocating, or dreaming of a **second home in the mountains**, I'm here to make the process clear and rewarding. I believe every borrower's path is unique, which is why I focus on tailored solutions—not one-size-fits-all lending. I specialize in **construction financing, self-employed borrower solutions, and complex lending scenarios**, helping clients with custom builds, fixer-uppers, and income structures that require a more strategic approach. I work closely with many self-employed clients and understand how to navigate business ownership, variable income, and creative financing options. I also provide guidance in **strategic investment property financing**, including **DSCR (Debt Service Coverage Ratio) loans**, **asset utilization/depletion loans**, and other solutions designed to help investors maximize cash flow and build long-term wealth through real estate. My goal is to make the lending process smooth, clear, and supportive from start to finish. Whether you're purchasing your first home, financing a vacation property, renovating, or expanding your investments, I'm here to guide you every step of the way. Please reach out using my contact information—I look forward to helping you achieve your goals.
*This is a loan product referral and not offered by OriginPoint.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. OriginPoint LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. OriginPoint LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC. OriginPoint LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 4040 Lake Washington Blvd, NE Suite 301 Kirkland WA, 98033
