About Karen Johnson

*This is a loan product referral and not offered by OriginPoint.

Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.

As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.

Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.

Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.

You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.

Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.

Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.

Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.

Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.

Get a sense of the costs of buying a home with our monthly mortgage calculator.

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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. OriginPoint LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. OriginPoint LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC. OriginPoint LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.

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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Helpful tools and references

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First time homebuyers guide

Located at 4040 Lake Washington Blvd NE - Suite 301, Kirkland WA, 98033

Karen Johnson

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About Karen Johnson

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Down payment assistance

Low down payment loans

Veteran loans

Bank Statement loans

Jumbo loans

Lock in your rate

Accelerated timelines

Physician loans

Foreign National loans

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Karen Johnson