Prepare your home to go back-to-school

Housing and mortgage article

It’s that time of year again… when the relaxed summer days transition into early wakeups, the morning rush and the drop-off/pick-up schedule. Back-to-school season is officially here.

Parents may be pros at juggling backpacks by the door, rushed breakfasts and getting everyone out on time, but you may have an ally in your corner you don’t even realize: your home. A few smart changes around the house can make school days go smoother and keep everything from homework to afternoon snacks a little bit less chaotic.

Before the first bell rings, here are a few things you can do to get your home to help out with back-to-school season.

6 ways to get your home ready for back-to-school season

Consider making these changes around the spaces your family uses every day to streamline your routine, reduce clutter and make busy weekdays feel like a breeze.

1. Set up a drop zone for backpacks and shoes

The last thing you want to do when you’re running out the door is search for a missing backpack or sneaker. The quick fix? Create a designated drop zone near the front door so everything stays where your kids leave it. Add hooks, cubbies or baskets to hold backpacks, shoes, lunchboxes and jackets.

Make sure everyone has their own spot (labeling them can be a fun arts-and-crafts project for the kids!) to help make out-the-door mornings more organized. And the best part? No more piles blocking the front door, and one less chore for you to worry about.

2. Create a distraction-free homework zone

Support your kids as they get back into the flow of homework by creating a dedicated area for the daily task. Whether it’s a desk or a designated space on the dining room table, set up a quiet area with good lighting, a comfy chair and school supplies. You might want to make room for a healthy snack and a big glass of water, too.

Keep TVs, toys and other distractions to a minimum so it's easier for kids to concentrate. Even if you don’t have a home office, this homework zone can be a quiet place to relax after school and get their work done — so they can move on to playtime!

3. Make a grab-and-go snack station

Kids are always hungry when they get back from a long day at school. Make it easy on yourself by giving them a place to grab their favorite snacks. Dedicate a pantry shelf, drawer or basket as a grab-and-go area they can reach themselves. It can even be a section of the fridge for fruit, yogurt or cheese sticks.

The grab-and-go snack station can also streamline your lunch packing.

4. Give closets a school-ready reset

To help everyone get dressed and ready in the mornings, a quick closet cleaning can go a long way. Clear out the clothes that no longer fit, move summer pieces into storage and make sure the school-day essentials are easy to reach.

Using bins, shelf dividers or labeled drawers helps your organizational work go better, too.

5. Create a family admin zone

Need a place to keep permission slips, practice schedules, supply buying lists and school calendars? Set aside a centralized place to keep track of all the moving parts and paperwork. It helps to add a whiteboard or calendar so you don’t miss important dates or a file organizer. Even a binder works wonders.

6. Make bigger updates when they count

Sometimes getting your home back-to-school - ready requires a little bit more than baskets and labels. Perhaps your entryway needs built-in storage or your homework zone needs new cabinetry. Or maybe you want to turn your spare room into a dedicated study space.

If you have areas in your home that add friction to your daily routine rather than help it, consider updates that can prevent issues from the start — and reduce stress, one day at a time.

Need more room in your budget? Put your home equity to work.

When your back-to-school wishlist goes well beyond hooks and closet organizers, you may need to make a little more room in your budget. Bigger projects come with bigger price tags, but a Home Equity Line of Credit (HELOC) could help.

A HELOC lets you tap into the equity you’ve built in your home, giving you access to funds as you need them. So when you want to make updates to support your family, you’re ready — this school year and beyond. Our loan experts can help you uncover all your options and see if a HELOC is right for you.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. OriginPoint does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint. OriginPoint its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

Your journey home begins here.

Let’s get started

OriginPoint's Same-Day Mortgage (aka “FastTrack”) promotion offers qualified customers who provide certain required financial information/documentation to OriginPoint within 8 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. OriginPoint cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. OriginPoint reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 8 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Eligible borrowers who successfully provide all required documentation within 8 business hours will receive a $250 Closing Cost Credit applied at closing, no cash value, and may not be combined with any other Lender promotions, discounts, or concessions. Not available in all states. Restrictions apply. Visit OriginPoint.com/same-day-mortgage for terms and conditions.

**Eligible borrowers must qualify for a "Clear to Close Loan Commitment" ("CTC”). OriginPoint cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Restrictions apply.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. OriginPoint LLC fka Guaranteed Rate Affinity, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC fka Guaranteed Rate Affinity, LLC. OriginPoint LLC fka Guaranteed Rate Affinity, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. OriginPoint does not provide tax advice. Please contact your tax adviser for any tax related questions.