About Michelle Oddo
Michelle Oddo is an award-winning Loan Originator with more than 23 years of experience in mortgage lending and a deep background in underwriting. Serving borrowers throughout Colorado, Michelle specializes in helping clients navigate the mortgage process with confidence, particularly when financing scenarios become more complex. With approximately $77 million in annual production, Michelle has built a reputation for combining extensive industry knowledge with personalized service. Her underwriting experience gives her a unique perspective when structuring loans, allowing her to identify solutions and opportunities that others may overlook. Throughout her career, she has been recognized with numerous industry honors, including Circle of Excellence Club, Top 1% Originator, Scotsman Guide Top Originator, Scotsman Guide Top Women Originator, and Five Star Professional. Michelle works with a wide range of borrowers and financing needs, offering expertise in various lending situations. She believes the mortgage process should feel straightforward and personal, and she is committed to providing clear guidance, responsive communication, and hands-on support from application through closing. For Michelle, technology is most valuable when it makes the mortgage experience easier without taking away the personal connection. By combining innovative technology, competitive pricing, a broad range of loan solutions, and a relationship-driven approach, she helps her clients and referral partners move confidently toward their homeownership goals. Whether working with a first-time buyer, an investor, or a client with a more complex financing need, Michelle brings the experience, problem-solving skills, and personal attention needed to make the lending process as seamless as possible.
