About Traci Schram
Traci is a trusted OriginPoint Loan Officer based in beautiful Laguna Beach, California. My goal is to make the mortgage process clear, efficient, and easy to navigate from application through closing. As a local resident with deep roots in Orange County's coastal communities, I'm committed to providing personalized guidance, consistent communication, and a high level of service so you feel informed, supported, and confident every step of the way. Whether you are a first-time homebuyer, purchasing your next home, refinancing, or exploring specialized financing solutions, my team and I are here to help. We offer a wide range of mortgage programs, including conventional, jumbo, FHA, VA, Non-QM, asset-based financing, bank statement loans, DSCR loans, second mortgages, and personal loan options. As a devoted mother of two daughters, I truly understand the importance of finding the right home and building financial stability for your family. I bring that same care and attention to every client I serve. Please feel free to reach out anytime using the contact information on this page. Use this website as a helpful resource as you begin or continue your home financing journey — I'm always here to answer your questions and guide you through the process.
