About Paul Karas & Mortgage Team
With nearly 25 years of experience in the mortgage industry, Paul Karas is a trusted partner for discerning clients and real estate professionals seeking tailored solutions in the New Orleans region. As part of OriginPoint Mortgage, a joint venture with Compass Realty, Paul operates within a cutting-edge platform designed to maximize efficiency and create a seamless partnership between lenders and real estate agents.
Paul leverages innovative abilities, including video presentations, to reduce the need for unnecessary meetings while delivering clarity and confidence to clients. By spotlighting the problem, highlighting the solutions, and—most importantly—showing the impact of each strategy, Paul ensures that every stakeholder understands the value of his approach. Whether it's explaining seller buy-down strategies to buyers or demonstrating to sellers why an offer was structured a certain way, Paul anticipates and addresses questions before they arise, instilling trust and showcasing the effectiveness of out-of-the-box thinking.
For real estate professionals, Paul's strategies lead to more signed listing agreements, more money on the seller's net sheet, and affordable payments for buyers. By widening the buyer pool and avoiding lowball offers, Paul helps agents deliver exceptional results for their clients while maintaining the highest standards of service and professionalism.
Whether you're a homebuyer, seller, or luxury real estate agent, Paul's expertise, innovative approach, and commitment to excellence make him an invaluable partner in navigating the mortgage process with confidence and success.
When we provide you with a PreApproval letter, it includes a comprehensive loan summary, offering transparency about your interest rate, monthly payment, and cash required to close. Additionally, I personally conduct a 20-minute conversation to identify and address any potential obstacles in our approach.
In the current post-pandemic rate environment, affordability is the primary challenge we face. Allow me to educate you and your family on the latest strategies for being approved for an affordable mortgage payment. Interested in exploring mortgage products beyond the traditional 30-year fixed rate? I can introduce you to innovative options and guide you on their optimal use.
My family and I are proud residents of Uptown New Orleans. In my free time, I enjoy shooting pool, tinkering with guitars, and witnessing the pure wonder of my toddler exploring the beauty of New Orleans.
*Credit score and down payment requirements higher for 2-4 unit, investment properties and renovation products.*
*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.*
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
*This is a loan product referral and not offered by OriginPoint.
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Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 4219 Magnolia St., 1st & 2nd Floor Office 206 New Orleans LA, 70115