About Marie Ritzenberg
Marie is passionate about helping her clients achieve their homeownership and financial goals. Whether it's assisting first time homebuyers, helping a client move up or downsize, coordinating a cross-country relocation, saving with a refinance, or build a real estate portfolio, Marie is dedicated to always have her clients' best interest at hand. Her ability to make her clients feel at ease, as well as her ability to think creatively has earned her a stellar reputation among her clientele. With over 21 years in the mortgage industry, she has consistently ranked in the top producing originators. She is licensed to originate mortgages in DE, GA, FL, MD, and VA. Marie's commitment to and compassion for clients is shown by the relationship that she builds with them. By helping achieve milestones in their lives' major chapters, she creates a special bond and often a friendship or partnership with her clients. Her goal is to always be a financial resource and their loan officer for life. She attributes her success and growth to her strategic alliances with real estate agents, attorneys, CPA's and past clients who appreciate her commitment to service. Her clients always return for their financing needs & endeavors and she is grateful for their referrals. Marie has been a resident of Howard County for 30 years, in Ellicott City and Columbia. She is involved with several organizations including Howard County Association of Realtors, Greater Area Capital of Realtors, MMBBA, Business Women's Network, Alliance Women's Council of Realtors Howard County and Maryland State, Leadership Howard County Premier, and volunteers with several networks near and dear to her heart. When she's not busy assisting her clients & partners, she enjoys traveling, road tripping, and hiking with her husband, their two children & two dogs.
*This is a loan product referral and not offered by OriginPoint.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. OriginPoint LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. OriginPoint LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC. OriginPoint LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 4445 Willard Ave., Suite 600 Office 622 Chevy Chase MD, 20815
