About Frank Merola
Welcome! With 13 years of experience in the mortgage industry, I've built a reputation as a "Handle With Care" loan officer. I love what I do, and I know buying a home is one of the biggest financial decisions you'll ever make. It shouldn't be left up to the internet. My focus is 100% on helping you feel confident and comfortable with your financing. Confident buyers win deals! Whether you're purchasing a home or refinancing, I'll help you make the best short- and long-term financial decision for you and your family. Combine that with our competitive rates, low closing costs, and experienced team, and you'll have the support you need every step of the way. Don't be just another number in a system—experience the difference of working with a mortgage professional who truly puts your needs first. **A Little More About Me...** When I'm not helping clients with their home financing, I enjoy spending time with my partner, our two children, and our family. They keep me busy—in the best way possible! My kids inspired me to start volunteering as a youth soccer coach over 15 years ago, and today I'm proud to serve as the volunteer President of Cape Cod NEMBA, where I help promote mountain biking, trail stewardship, and community events throughout Cape Cod. In my free time, you'll usually find me walking my dog around one of our local lakes, riding the trails, or exploring the outdoors with family and friends. I believe in maintaining a healthy work-life balance while giving my clients the time, attention, and service they deserve. I'd love the opportunity to help you and your family achieve your homeownership goals.
*This is a loan product referral and not offered by OriginPoint.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. OriginPoint LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact OriginPoint LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. OriginPoint LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by OriginPoint LLC. OriginPoint LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 112 North Street 1st, Floor Hingham MA, 02043