The KapStan Group, led by loan VPs Hal Kappelman and Stan Yee and powered by OriginPoint, is a high-performance mortgage advisory team known for combining deep lending expertise with a white-glove, relationship-first approach. Together, Hal and Stan bring decades of experience across conventional, jumbo, FHA/VA, non-QM, and complex financing strategies, helping buyers, investors, homeowners, and real-estate professionals navigate even the most competitive markets with confidence.


The KapStan Group is built around one core belief: great financing is not just about rates, it's about certainty, speed, and strategy. By leveraging fully underwritten approvals, proactive problem-solving, and close collaboration with agents, the team consistently helps clients strengthen offers, reduce friction, and close smoothly.


Unlike traditional lending teams that operate on banker's hours, the KapStan Group provides seven-day-a-week coverage, including evenings and weekends, because real-estate transactions don't always happen between 9 and 5. Whether it's a last-minute offer, an urgent pre-approval, or a time-sensitive question, clients and agent partners know they can reach Hal or Stan when it matters most.


Trusted by top real-estate professionals across Connecticut, New Jersey, Florida, and Texas the KapStan Group serves as a true extension of the agent's team, delivering clarity, reliability, and consistent execution at every step of the transaction. They believe strong communication, personal availability, and long-term trust are just as important as technical expertise, and that philosophy continues to set the KapStan Group apart.


Outside of the office, Hal and Stan are deeply invested in their families and communities, and they bring that same level of care and accountability to every client relationship. Hal enjoys spending time with his wife, two daughters, and their Great Dane–Poodle mix, Dutch. When he's not with family, Hal is an avid sailboat racer, woodworker, and skier. Stan Yee enjoys spending time with his wife, two daughters, son, and family dog. In his free time, he enjoys golfing, cooking, staying active outdoors, and quality time with his family.

Hal Kappelman (NMLS #514114) |  Stan Yee (NMLS #60212)

The KapStan Group is your Westport local lender. As a loan officer at OriginPoint, The KapStan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact The KapStan at (614) 406-5008 for more information!

The KapStan Group

Kimberly has lived in Connecticut for over 20 years, raised three children in Westport and has bought and sold four homes during that time. She is here to guide you through the mortgage process and make it as smooth and easy as possible. As an Attorney in New York City, she dealt with land disputes and became familiar with various aspects of real estate. Besides being a Mortgage Loan Originator, she holds a Certificate in Divorce Lending, which means that she is trained to help divorcing individuals understand their mortgage options, evaluate whether they should keep their home, refinance and provide guidance on mortgage related matters during the divorce process.


She loves playing Paddle Tennis, Traveling and spending time with her family. She is a proud member and Vice President of the Westport Entrepreneurs chapter of [BNI](https://bniwne.com/ct-southern-westport-entrepreneurs/en-US/memberdetails?encryptedMemberId=uoRABAgOb8UpM1ZKshkvwQ%3D%3D&name=Kimberly+Pauley).

VP of Mortgage Lending

Kimberly Pauley is your Fairfield County local lender. As a loan officer at OriginPoint, Kim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kimberly Pauley at 2038567372 for more information!

Kim Pauley at Origin Point (NMLS #2491234)

After a career in marketing driving growth for global businesses through recessions, restructurings, bankruptcies, and a global pandemic, I bring steady leadership and strategic clarity to mortgage lending.


Clients choose to work with me because I:


* Simplify complex financial options into clear, confident decisions
* Structure loans around long-term wealth goals—not just today's rate
* Communicate proactively and advocate fiercely from application to closing
* Treat every mortgage as if it were my own Whether you're purchasing your first home, refinancing, or leveraging equity for renovation or investment, I offer more than loan options—I offer partnership, perspective, and accountability.

Christine Bender is your Westport local lender. As a loan officer at OriginPoint, Christine is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christine at (917) 398-5983 for more information!

Christine Bender at Origin Point (NMLS #2627911)

Westport

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