I have been financing the dream of home ownership since 1999. I enjoy educating my clients and finding the best mortgage program and interest rate for their needs. I have been ranked in the top 1% of mortgage lenders nationwide, helping thousands of satisfied clients finance their homes. I pride myself on professional integrity and navigating my clients through today's complex lending environment making what can be an overwhelming process feel seamless and stress-free.  
I have a vast knowledge of underwriting guidelines and programs for purchase, and refinance loans, specializing in Jumbo, Super-Jumbo, Conventional, VA loans, First-Time home buyers, and down-payment assistance loan programs. My mission is to ensure an exemplary customer experience where clients feel they receive professional advice with concise communication and transparency.  
My goal is to be your lender for life - let me guide you home!  
- Karen Hope  
NMLS 193180  
Licensed: CO LIC # 100500307 / DC LIC # MLO193180 / MD LIC # 2784 / VA LIC # MLO-2616VA / FL LIC # LO27706 / CA LIC # CA-DFPI193180

SVP of Mortgage Lending/Branch Manager

Karen Hope is your Boulder local lender. As a loan officer, Karen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Karen at (303) 567-6075 for more information!

Karen Hope at OriginPoint (NMLS #193180)

Home mortgage loan creative expert. Purchase or refi, we have several niche and special products available. I work diligently running your scenario through our many loan options til we find the best fit for you. We have some amazing low or no down payment purchase loans, can work with basically any property type, and offer all types of unique investment products. I have a dedicated processor and underwriting team which allows me to close loans in as little as 10 days. 12 years of experience. Clients come back too me time after time and rave over my ability to clearly explain terms and loan products as well as make the process as easy as possible for them. I enjoy building a relationship with my clients, my goal is to be your lender for life not just your next loan. Please feel free to call or email me with any questions. Thank you for reading.




**Eligible borrowers must qualify for a "Clear to Close Loan Commitment" ("CTC"). OriginPoint cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Restrictions apply.

Branch Manager/SVP of Mortgage Lending

Michael Diener at OriginPoint (NMLS #894264)

As a mortgage lender and Army Veteran, I bring a unique combination of skills and experience to my clients. I focus on helping individuals and families find the right home loan options that meet their unique financial needs and goals. By providing a one-stop shop for all your mortgage needs, I aim to make the lending process as smooth and stress-free as possible.

Producing Branch Manager

Zack Tarbet is your Boulder local lender. As a loan officer at OriginPoint, Zack is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zack at (303) 728-7690 for more information!

Zack Tarbet at OriginPoint (NMLS #2040562)

No two homeownership stories are shaped the same – and that is why SHAPE. Team at OriginPoint was developed. Your goals, your lifestyle, and today's market all deserve a financing strategy designed specifically around you.


Led by Stephanie Bohr and Kyle Turner, Producing Branch Managers with over 10 years of combined experience, SHAPE. Team blends expertise with hospitality-driven service. Alongside Amanda Peterson, Sales Partner, we're known for being agile, proactive and refreshingly efficient – without ever losing the human touch.


We serve clients nationwide and hold a strong market presence in Denver, Atlanta and Indianapolis. We partner with clients who value thoughtful planning and a high-touch lending experience. From first-time homebuyers stepping into their foundation to seasoned investors refining their next move, we create mortgage solutions that feel as intentional as the homes our clients choose.


Our approach is simple: Listen closely. Move quickly. Execute beautifully. At SHAPE. Team at OriginPoint, excellence isn't optional – it's a standard. We make sure what lies ahead feels bright, secure and unmistakably tailored to you. Let's shape your homeownership journey – confidently and creatively.

Stephanie Bohr (NMLS #2004711) | Kyle Turner (NMLS #2066035)

Stephanie Bohr and Kyle Turner are your local lenders! As a Producing Branch Managers at OriginPoint, Stephanie & Kyle are committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Stephanie or Kyle at 317.627.0507 or 720.525.8107 for more information!

Shape Team at OriginPoint

As your trusted OriginPoint Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Sales Manager

Brandy Ellingsworth is your Boulder local lender. As a loan officer at OriginPoint, Brandy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brandy at (303) 376-9335 for more information!

Brandy Ellingsworth at OriginPoint (NMLS #1067073)

VP of Mortgage Lending

Brian O'Connell is your Boulder local lender. As a loan officer at OriginPoint, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (303) 749-0330 for more information!

Brian O'Connell at Origin Point (NMLS #1578264)

Michelle Oddo is an award-winning Loan Originator with more than 23 years of experience in mortgage lending and a deep background in underwriting. Serving borrowers throughout Colorado, Michelle specializes in helping clients navigate the mortgage process with confidence, particularly when financing scenarios become more complex.  
With approximately $77 million in annual production, Michelle has built a reputation for combining extensive industry knowledge with personalized service. Her underwriting experience gives her a unique perspective when structuring loans, allowing her to identify solutions and opportunities that others may overlook. Throughout her career, she has been recognized with numerous industry honors, including Circle of Excellence Club, Top 1% Originator, Scotsman Guide Top Originator, Scotsman Guide Top Women Originator, and Five Star Professional.  
Michelle works with a wide range of borrowers and financing needs, offering expertise in various lending situations. She believes the mortgage process should feel straightforward and personal, and she is committed to providing clear guidance, responsive communication, and hands-on support from application through closing.  
For Michelle, technology is most valuable when it makes the mortgage experience easier without taking away the personal connection. By combining innovative technology, competitive pricing, a broad range of loan solutions, and a relationship-driven approach, she helps her clients and referral partners move confidently toward their homeownership goals.  
Whether working with a first-time buyer, an investor, or a client with a more complex financing need, Michelle brings the experience, problem-solving skills, and personal attention needed to make the lending process as seamless as possible.

Michelle Oddo is your Boulder local lender. As a loan officer at OriginPoint, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (773) 516-6560 for more information!

Michelle Oddo at Origin Point (NMLS #297239)

Arthur Brown is a mortgage lending professional with more than 25 years of experience helping individuals and families navigate homeownership, real estate financing, and long-term wealth building. Throughout his career, Arthur has worked with first-time homebuyers, seasoned homeowners, real estate investors, veterans, first responders, and real estate professionals to create financing strategies that support both immediate goals and long-term financial success.


Arthur's approach goes beyond simply closing a loan. He is known for his ability to problem-solve, navigate complex lending situations, communicate clearly throughout the process, and help clients and real estate partners get across the finish line.


As a real estate investor himself, Arthur is especially passionate about helping people understand how homeownership, equity, and real estate can be used as tools to build wealth and create a lasting legacy.


Arthur primarily serves the Greater Denver Metro Area and is also licensed in 27 additional states.

Arthur Brown is your Boulder local lender. As a loan officer at OriginPoint, Arthur is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Arthur at (303) 861-2672 for more information!

Arthur Brown at Origin Point (NMLS #293735)

Abby Bernall is your Boulder local lender. As a loan officer at OriginPoint, Abby is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Abby at (720) 358-9969 for more information!

Abby Bernall at Origin Point (NMLS #678299)

Boulder

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