About Carmela Townsend
Carmela Townsend is an over 30-year mortgage professional helping investors, self-employed borrowers, and clients seeking non-QM financing secure the right mortgage solution throughout Florida. Specializing in FHA, VA, Conventional, Jumbo, and Non-QM loans, she is particularly skilled at structuring loans for approval and navigating unique or complex financing situations. Over the course of her career, Carmela has built extensive experience helping borrowers understand their options and find financing solutions that fit their individual circumstances. Clients choose to work with Carmela because of her knowledge, patience, empathy, and commitment to making the mortgage process as smooth and easy as possible. She takes the time to educate her clients about their options rather than simply presenting them with a loan, helping them make informed decisions throughout the process. Known for being highly responsive and accessible, Carmela answers her phone and is available during evenings and weekends. Her clients appreciate her patience, understanding, helpfulness, and ability to provide knowledgeable guidance when they need it most. Outside of work, Carmela enjoys cooking Italian food, boating, and dancing. She is also actively involved in her community as an Ambassador to the Tarpon Springs Chamber of Commerce, a member of the Dunedin Chamber of Commerce and the GFWC Women's Club of Tarpon Springs, and a member of Power Gals. If you're looking to buy a home, explore financing options, or find a mortgage solution for a unique situation, reach out to Carmela to discuss your options.
