Grant Sedlak has been helping clients achieve the dream of owning a home for over 8 years. Grant was a top producer and President's Club member with another lender, prior to joining Guaranteed Rate, producing over $600 million worth of loans for his clients. With a vast experience of working with first time homebuyers to larger acquisitions of up to $20 million, Grant has helped nearly a 1,000 families achieve their goal of homeownership. From straight forward salary applicants to the most complex self-employed financials you can imagine, he has done it all.  
Grant's business has primarily been sourced from referrals from past clients, real estate agents, financial advisors, and business managers. He prides himself in being the most accessible, responsive and knowledgeable loan officer he can. Born and raised in Malibu, California he now resides in Orange County with his wife and Golden Retriever, Goose. For fun, he likes to travel, go to the beach, and spend time with his family.

VP of Mortgage Lending

Grant Sedlak is your La Jolla local lender. As a loan officer, Grant is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Grant at (310) 924-0777 for more information!

Grant Sedlak at OriginPoint (NMLS #1020169)

Dave has over 20 years of experience in the mortgage industry and exceeds $1 Billion in closed loan volume. Specializing in purchase transactions along the Southern California Coast, Dave serves the most discerning clientele and supports some of the most successful real estate agents in Orange County. Whether you have a complex balance sheet, move up or first time homebuyer, downsize or are looking for a second home, Dave is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Dave can help you get a clear picture of what works best for you. Dave will structure and clearly communicate your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process.

David Capek is your La Jolla local lender. As a loan officer, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (949) 444-9397 for more information!

David Capek at OriginPoint (NMLS #960083)

I have been helping people buy and refinance homes in Southern California for over 30 years. While the process has changed, it is still one of the most important financial decisions of a lifetime. My goal is to help each borrower understand their options and the loan process. Getting financing for a home can be intimidating. I take pride in making sure my clients are aware upfront of each step and staying in constant contact during the transaction so they feel completely satisfied with their decision to work with me.

Brett Robinson is your La Jolla local lender. As a loan officer, Brett is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brett at (714) 955-9672 for more information!

Brett Robinson at OriginPoint (NMLS #491683)

Jack is a professional loan officer at OriginPoint bringing more than 15 years of experience to his clients looking to finance their new home, condominium or investment property throughout Washington and California. Jack grew up in Seattle, WA, received his Engineering degree, and built a career as a Design Engineer in the California Bay Area. The fast-paced environment in that industry kept Jack on his toes! Not only did he meet some incredible people, he learned to be detail-oriented and a team player. His career developed into field engineering and eventually into field sales, where he grew to appreciate expectations and the importance of timelines from the buyer's perspective. Jack's work experience gave him a huge head start in the complicated world of lending detailed guidelines and customer service.  
Jack's goal is to become part of his client's circle of influence. He is a great listener and advocates for each of his clients. He wants to make sure that the financing that he provides not only fits their budget but makes sense to the client and allows them to continue their lives without feeling financial pressure every month when the mortgage is due.  
I pride myself on providing extraordinary customer service to my borrowers; from explaining various loan products, understanding market fluctuations, and providing guidance throughout the entire loan process. I strive to be available at all times to answer any questions and put any concerns at ease.  
I service Washington State, Northern California, and Southern California.

Jack Kammer is your La Jolla local lender. As a loan officer, Jack is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jack at (253) 509-8961 for more information!

Jack Kammer at OriginPoint (NMLS #114274)

Hi! I'm Zach. I moved to San Diego in 2014 to chase a dream. I didn't know a single person in real estate and had to build my brand from scratch. I didn't know much but I knew one thing, I wanted to be the best. I have been blessed with some amazing mentors along the way who have helped me get to where I am today. As one of San Diego's premier residential mortgage financiers with over 10 years of experience, I have seen and more importantly, learned a lot. Whether it was different real estate market cycles, regulatory changes, refinance booms, interest rate fluctuations and most recently even a global pandemic, I always strive to put my clients first. As we find ourselves in the most competitive home buying market we have ever seen, buyers need a lender they can trust, who has the market knowledge and ability to deliver on time results while keeping the process simple. I have access to nearly every loan program a buyer may need while remaining nimble enough to adapt to shortened time frames in order to make their home ownership dreams a reality. I am all about transparency and effective communication. I will always answer your call! When I am not originating loans and working with my wonderful real estate partners. I like to spend time with my wife and our growing family and our friends. I am also an assistant lacrosse coach for California State University at San Marcos and an avid fly fisherman. I'd love the opportunity to help you or your colleagues, family or friends with their home financing needs. Don't be shy, give me a call today!

Zach Walker is your La Jolla local lender. As a loan officer, Zach is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zach at (904) 686-4308 for more information!

Zach Walker at OriginPoint (NMLS #896041)

After working as the CFO of a real estate development firm, Matt decided to switch over to the lending side of the business where he has thrived for many years. Matt comes to Origin Point with an extensive financial background and has a passion for helping people accomplish their dreams of home ownership. He enjoys guiding clients through the lending process as well as providing advice on managing debt to achieve their financial goals.  
In addition to mortgage lending Matt has several hobbies including yacht racing and playing the guitar.

Matt Beck is your La Jolla local lender. As a loan officer, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (949) 257-2836 for more information!

Matt Beck at OriginPoint (NMLS #1856931)

Scott Swartz and his team at OriginPoint in San Diego, CA knows what it takes to make your homeownership dreams come to life. For more than 20 years, Scott has been helping clients just like you get the right home financing solutions for their unique needs. Whether you're a first-time buyer, are looking to build your portfolio through real estate, or are seeking financing for a luxury property, Scott Swartz and his team of licensed lending professionals will guide you through the financing process from start to finish — all while keeping you and your realtor informed at each step of the way.  
More Solutions Mean More Success  
Unlike banks and other lenders, OriginPoint offers numerous home financing products for a variety of needs and circumstances. We'll work closely with you to understand your situation and match you with the best financing solution. Here's just some of what we have to offer:


* Jumbo financing up to $10 million s/b $9.5 million for luxury and high cost homes Cross-Collateralization
* 12 Month 24 Month Bank Statement Products
* FHA home loans with a down payment requirement as low as 3.5%
* FHA 203(k) rehabilitation loans for financing a home and qualifying repairs
* Construction-to-permanent loans for building new homes
* VA home loans with up to 100% financing for those who've served
* Reverse mortgages for homeowners 62 years or older
* Home equity lines of credit (HELOCs) for special purchases, repairs, and more
* Investment property programs for those building their portfolio with real estate
* USDA rural home loans for financing a home in a qualifying USDA rural area
* Refinance programs for those with FHA, VA, conventional loans


More Than a Decade of Proven Results.  
When you work with Scott Swartz, you're working with one of the top originators in the United States. Scott has helped thousands of clients buy homes as well as helping current homeowners refinance to take advantage of the best financial solution for their situation. Scott takes a personal approach to ensure that his clients are well informed throughout the process of buying or refinancing. His goal is to get rid of the negative stigma that surrounds purchasing or refinancing a home as being a stressful process. Bottom line: Scott and his team understand mortgages.

Scott Swartz is your La Jolla local lender. As a loan officer, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (858) 342-8898 for more information!

Scott Swartz at OriginPoint (NMLS #220956)

A San Diego native, Josh is dedicated to proving his clients with unparalleled service and a nearly seamless home loan experience. With a background in business and marketing, Josh is passionate about educating first-time homebuyers through the loan process and proving the best mortgage options available to his clients. He cares about his clients as if they are part of his family and is always accessible, no matter the time or day. Whether you are buying a home, investing in a new real estate opportunity, or refinance your existing mortgage, Josh is happy to work with you to find the perfect loan to meet your needs.

AVP of Mortgage Lending

Joshua Papazis is your La Jolla local lender. As a loan officer, Joshua is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joshua at (760) 552-2464 for more information!

Joshua Papazis at OriginPoint (NMLS #2168744)

After graduating from UCLA, Tracy started working on the wholesale side of the mortgage industry, learning how the industry operates behind the scenes, from underwriting to pricing. His exposure to all aspects of the industry helped to fine-tune his skills in analyzing and structuring complex financing for individuals and business entities. He obtained his broker's license in 1997, and has been working with clients and his own real estate investments ever since.  
Tracy learned from a young age how investing in real estate, and homeownership can create generational wealth. Tracy's family owned, managed, and developed residential rentals, and Tracy has followed in those footsteps. As a mortgage lender, Tracy combines his finance and real estate passions. His specialty is working with self-employed borrowers to help them achieve their real estate objectives through his understanding of the challenges and opportunities that being self-employed can bring. He works with people from all walks of life to help them achieve their goal of homeownership, having funded over $1B in mortgages for his clients in his career. When Tracy is not working, he loves to surf and tinker with his 1951 Ford woody wagon. He and his wife Celeste have recently "launched" their youngest of three children to college, and enjoy traveling the west coast to visit them.

Tracy Trudeau at Origin Point (NMLS #277768)

With over 20 years of lending experience from origination, management to ownership, I have been able to fine tune and execute all aspects of the lending process. I can appreciate the most complex of structures, unique structures to the most simplistic and straight forward. All scenarios require a hands-on approach with the highest level of dedication and transparency to match. I love what I do I and am dedicated to share that knowledge and eagerness with each and every one of our prospective clientele, to our clients who have been with me throughout the many years. I am always available for a call/text, or email with any and all questions or concerns about your upcoming purchase, refinance or equity loan.  
When not working you can find me spending time with my lovely wife and energetic four young boys. We enjoy golfing, boating, dirt biking and skiing…new restaurants and new foods are on that list of many 'to-dos' too.  
I look forward to hearing from you and collaborating with you on your next home financing goal!

Cory Cassle at Origin Point (NMLS #64067)

Helping families accumulate and build equity through real estate has been Rob's focus over the past 24 years. Whether you're looking for your 1st Home to purchase locally in southern California or adding a 2nd Home or Investment Property to your real estate portfolio throughout the United States, Rob and his team have the experience and resources to help you.


Rob will provide you with a wide range of home loan products for all levels of residential property ownership after an in-depth review of your purchase goals and objectives. Traditional Jumbo, Conforming, FHA and VA loans are popular among Clients who earn salaries or hourly wages.  Self Employed Clients often chose Non Traditional mortgage products which allows them to qualify using 12 to 24 Months of Business Bank Statements without providing Business Tax Returns.


Rob has earned a reputation for exceptional Client care, attention to detail and, ability to manage complex financial structures.  Interested in growing your wealth through real estate? Contact Rob today.


OriginPoint has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.

Rob Valencia is your La Jolla local lender. As a loan officer at OriginPoint, Rob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rob at (760) 826-9512 for more information!

Rob Valencia at Origin Point (NMLS #455305)

I am a Marine Corps Veteran and have been in the mortgage industry for 10 years. During my mortgage career, I also managed a large real estate brokerage, so I know the in's and out's of both the mortgage and real estate sides of the transaction. My passion is working with first time home buyers, and the excitement on their faces when I am able to congratulate them on their first home purchase. In my spare time, I enjoy golfing, staying fit, good wine, and spending as much time as possible with my 20 year daughter who is currently attending Pepperdine University. I look forward to working with you, and you will always have my utmost attention and detail to exceptional service. Thank you!!

Rick Civello is your La Jolla local lender. As a loan officer at OriginPoint, Rick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rick at (619) 486-1553 for more information!

Rick Civello at Origin Point (NMLS #1385127)

As your trusted OriginPoint Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Cathy Nghiem is your La Jolla local lender. As a loan officer at OriginPoint, Cathy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cathy at (949) 359-7174 for more information!

Cathy Nghiem at Origin Point (NMLS #483960)

Over the course of my 20+ year career as a mortgage lender, I have helped thousands of people finance nearly half a billion dollars in home loans. I have a passion for helping people achieve the dream of homeownership, and my expertise has positively impacted countless homeowners.


My mission is to simplify home financing, delivering a seamless and satisfying client experience and make the process as simple and transparent as possible. My commitment to exceptional service means that I'm always accessible to answer questions, provide updates, and instill confidence every step of the way.


Originally hailing from Boston, I eventually made my way to the sunny shores of California where I have resided for the past 2 decades. When not assisting clients, you can find me spending time with family, golfing, and enjoying the beautiful San Diego outdoors

Vice President, Mortgage Lending

Diane Campochiaro is your La Jolla local lender. As a loan officer at OriginPoint, Diane is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Diane at (619) 219-2267 for more information!

Diane Campochiaro at Origin Point (NMLS #455464)

La Jolla

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14 Loan Officers in La Jolla, CA