Conventional does not mean one-size-fits-all.
A conventional mortgage can be a flexible fit for many homebuyers, whether you're buying for the first time or making your next move.
- Flexible down payment options
- Fixed- and adjustable-rate choices
- Financing for primary homes, second homes and investment properties
- The potential to remove mortgage insurance when eligible
Not sure where to start? An OriginPoint loan officer can help you find the option that fits you best.
National Average Rates
30-year fixed
Current rate
Rates current as of . National Average Rates. OBMMI calculates national averages from actual locked rates across 35% of all mortgage transactions nationwide using borrower attributes to provide configurable trending of rates over time. Data is provided for informational use only and is not advertised as available pricing from Rate.
How to apply for a mortgage.
Applying for a 30-year conventional mortgage is simple with OriginPoint's Digital Mortgage. Follow these steps.
1. Review your finances
Check your credit score, income, DTI ratio and cash
on-hand for a down payment.
2. Gather key documents
In most cases, you'll need to provide income verification,
tax returns, asset statements and personal identification.
3. Apply online
Once you submit your application, your Loan Officer will
help you from there.
