How can I buy a home in Monmouth County?
With its incredible gardens, rich history and commuting distance to New York City, Monmouth County, New Jersey, is ideal for homeowners looking to be part of a growing and diverse community. When looking to buy a home in Monmouth County, you are going to want to understand the different areas and talk with a professional lender who can help you understand your financial situation.
When looking at areas in Monmouth County, you will want to figure out what is important to you. This is different for everyone. Some people will look for a home in a better school district, while others want to be near downtown or a city center. Determining your needs will narrow down the areas where you should be looking for a home.
Talking with a lender about your financial situation can help you see how your home budget will look and give you an idea of what your home mortgage could be. Seeing your mortgage lets you plan a budget based on how much home you can afford, allowing you to further narrow home options.
If you have determined the areas that best suit you, reach out to a professional lender to learn your budget and start on your home mortgage.
What’s the median home price in Monmouth County?
Founded in 1683, the median price of homes sold in the 468.2 square miles that make up Monmouth County is $705,000. Median listing prices of properties for sale in Monmouth County is $795,000, with the median listing being $381 per square foot.
The median price of homes sold in Monmouth County is above the median price of homes sold in New Jersey ($581,600) and the rest of the country ($462,206).
What would a mortgage look like in Monmouth County?
There is no way to know exactly what your Monmouth County mortgage will look like without talking to a lender. Lenders will show you what interest rates look like, what loans you could qualify for and how much your monthly payments might be. A trusted lender will work to find the right mortgage for you and your financial situation. Lenders can also answer questions you might have about your mortgage.
What is the housing market like in Monmouth County?
There are more than 3,000 properties for sale within the 53 towns that make up Monmouth County as of June 2025.
All numbers for the popular areas listed below are as of June 2025.
Middletown, New Jersey
Living in Middletown gives residents easy access to major metropolitan cities like New York City and Philadelphia. There are 261 properties for sale listed between $39,000 and $8.4 million in Middletown. At the moment, homes in the area are selling for 1.74% above their asking price.
- Median sale price: $682,500
- Median listing price: $694,000
- Average household income: $191,816
- Population: 65,938
- Median age: 414.3
Howell, New Jersey
With thriving local businesses, festivals and events, living in Howell provides residents a strong sense of community. There are 373 properties for sale listed between $49,000 and $5 million in Howell. At the moment, homes in the area are selling for 1.77% below their asking price.
- Median sale price: $641,000
- Median listing price: $699,900
- Average household income: $145,876
- Population: 54,076
- Median age: 40.7
Marlboro, New Jersey
Named after the marl soil found in the area, Marlboro offers breathtaking landscapes with rolling hills and scenic farmlands. There are 205 properties for sale listed between $149,900 and $15 million in Marlboro. At the moment, homes in the area are selling for 1.22% above their asking price.
- Median sale price: $822,500
- Median listing price: $879,000
- Average household income: $95,635
- Population: 41,156
- Median age: 43.1
Freehold, New Jersey
Hometown of Bruce Springsteen and memorialized in his song “My Hometown,” Freehold is one of the nation’s oldest cities. There are 251 properties for sale listed between $115,000 and $5 million in Freehold. At the moment, homes in the area are selling for their approximate asking price.
- Median sale price: $737,500
- Median listing price: $647,000
- Average household income: $104,461
- Population: 12,374
- Median age: 35.44
What are the available amenities in Monmouth County?
From award-winning restaurants to beautiful outdoor scenery, Monmouth Couty, New Jersey, has something for every resident or visitor. No matter which of the 53 towns you find yourself in, you will have activities for yourself or the whole family.
- Admire the panoramic views of the oldest operating lighthouse in the United States at the Sandy Hook Lighthouse. This lighthouse is more than 250 years old and from here, visitors see miles over the Atlantic Ocean and, on a clear day, the New York City skyline.
- For foodies who have a hard time deciding what to try, stop by the dining district on Route 35. Whether you are walking through the area or driving past, Route 35 offers food lovers casual and elegant eateries for everyone’s palettes.
- Hike the site of the largest Revolutionary War battle in New Jersey at Monmouth Battlefield State Park. A mixture of nature and history, the 25 miles of hiking trails will take you through beautiful scenery, where you can learn strategies about the battle fought here.
How can I start the mortgage process for a home in Monmouth County?
The best thing you can do when starting the mortgage process in Monmouth County is talk with a lender and apply for a pre-qualification or pre-approval. Applying for one of these can help you as you begin the homebuying journey by giving you an idea of what your mortgage will look like.
Pre-qualifications will give you an estimate of the loan a lender could give you, allowing you to have a general idea of what kind of home you could afford. A pre-approval will show you what your loan is going to look like and can be used when making an offer when you find a home.
To get started on a pre-qualification or pre-approval and begin your mortgage process in Monmouth County, talk with a professional lender today!
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